IRS is sending checks to millions of Americans
美国国税局正在向数百万美国人发送支票
The October advanced child tax credit payment is going out to eligible parents. Here's what to do if your payment is issued, but it doesn't show up.
10 月预付的儿童税收抵免款项将发放给符合条件的父母。如果您的付款已发出，但没有显示，请执行以下操作。
The October installment of the advanced child tax credit payment is set to start hitting bank accounts via direct deposit and through the mail on Friday.
10 月分期付款的高级儿童税收抵免将于周五开始通过直接存款和邮寄方式进入银行账户。
The credit is $3,600 annually for children under age 6 and $3,000 for children ages 6 to 17. Eligible families who did not opt-out will receive $300 monthly for each child under 6 and $250 per older child.
6 岁以下儿童的抵免额为每年 3,600 美元，6 至 17 岁儿童的抵免额为 3,000 美元。未选择退出的符合条件的家庭每个 6 岁以下儿童每月可获得 300 美元，每位年龄较大的儿童可获得 250 美元。
The payments are scheduled to arrive on the 15th of each month, except on weekends. The payments are going out to tens of millions of Americans, so don't be surprised if it takes a day or two to show up.
付款计划在每个月的 15 日到达，周末除外。这笔款项将支付给数千万美国人，因此如果需要一两天时间才能出现，请不要感到惊讶。
The Department of the Treasury and the IRS said in a release Friday that more than $15 billion in payments have been made for October.
财政部和美国国税局在周五的一份新闻稿中表示，10 月份的付款已超过 150 亿美元。
“Since July, the advance Child Tax Credit has provided monthly direct assistance to families to help them cover basic household essentials like food and childcare,” said Deputy Secretary Adewale Adeyemo. “It’s clear this tax relief is meaningfully improving the lives of children in every corner of the country, which is why Congress must act to extend it so these monthly payments don’t end after December.”
“自 7 月以来，预先儿童税收抵免每月向家庭提供直接援助，以帮助他们支付基本的家庭必需品，如食品和儿童保育，”副国务卿阿德瓦勒·阿德耶莫 (Adewale Adeyemo) 说。 “很明显，这项税收减免正在有意义地改善全国每个角落儿童的生活，这就是为什么国会必须采取行动延长它，这样这些每月的付款就不会在 12 月之后结束。”
Some families got their September payments late. The IRS pointed to a "technical issue" that it said primarily affected people who recently updated their bank account information or address at Child Tax Credit Update Portal online. The IRS also said the problem affected payments to taxpayers who are married and file their taxes jointly, but only one spouse made a bank account or address change.
一些家庭迟到了九月份的付款。美国国税局指出了一个“技术问题”，它表示主要影响最近在线更新其银行账户信息或地址的儿童税收抵免更新门户的人。美国国税局还表示，该问题影响到已婚并共同报税的纳税人的付款，但只有一名配偶更改了银行账户或地址。
The deadline to make a change of bank account or address information for the October payment, or to opt out of this month's payment, was Oct. 4.
更改 10 月付款的银行帐户或地址信息或选择退出本月付款的截止日期是 10 月 4 日。
My payment was issued, but I didn't get it. What do I do?
我的付款已发出，但我没有收到。我该怎么办？
The IRS website said you can request a payment trace to track your payment, but only after one of these time frames has elapsed.
IRS 网站说您可以请求付款跟踪来跟踪您的付款，但只能在这些时间范围之一过去之后。
5 days since the direct deposit date and the bank says it hasn't received the payment.
4 weeks since the payment was mailed by check to a standard address.
6 weeks since the payment was mailed, and you have a forwarding address on file with the local post office.
9 weeks since the payment was mailed, and you have a foreign address.
自直接存款日期起 5 天，银行表示尚未收到付款。
自付款通过支票邮寄至标准地址后 4 周。
付款邮寄后 6 周，并且您在当地邮局存档了一个转发地址。
付款邮寄后 9 周，并且您有国外地址。
To start a trace, complete Form 3911 and fax or mail it in. Instructions on where to send it are at the bottom of the form.
要开始追踪，请填写表格 3911 并传真或邮寄。表格底部有关于发送地点的说明。
What is an "advanced" child tax credit?
什么是“高级”儿童税收抵免？
In the past, eligible families got a credit after filing their taxes — either as a lump-sum payment or a credit against taxes owed. But now six months of payments, which started in July, are being advanced monthly through the end of the year. A recipient receives the second half when they file their taxes.
过去，符合条件的家庭在提交税款后可以获得抵免——无论是一次性付款还是抵扣所欠税款。但现在，从 7 月开始的六个月的付款正在按月提前到年底。收件人在提交税款时会收到下半部分。
The benefits begin to phase out at incomes of $75,000 for individuals, $112,500 for heads of household and $150,000 for married couples. Families with incomes up to $200,000 for individuals and $400,000 for married couples can still receive $2,000, which is what it was before the amount was increased in March.
个人收入为 75,000 美元，户主为 112,500 美元，已婚夫妇为 150,000 美元时，福利开始逐步取消。个人收入不超过 20 万美元和已婚夫妇收入不超过 40 万美元的家庭仍然可以获得 2,000 美元，这是在 3 月份增加金额之前的水平。
The expanded child tax credit, which was passed as part of the American Rescue Plan COVID relief bill, is set to lapse after a year, though President Joe Biden has proposed extending it through 2025 and would like it to be made permanent. Extending it is part of the discussion involving the $3.5 trillion reconciliation bill being negotiated in Congress.
作为美国救援计划 COVID 救济法案的一部分通过的扩大的儿童税收抵免将在一年后失效，尽管乔·拜登总统已提议将其延长至 2025 年，并希望将其永久化。延长它是涉及国会正在谈判的 3.5 万亿美元和解法案的讨论的一部分。
If all the money goes out, the expectation is that could significantly reduce poverty — with one study estimating it could cut child poverty by 45%.
如果所有的钱都用光了，预计这可以显着减少贫困——一项研究估计它可以将儿童贫困率减少 45%。
